To enroll in the study program in Poland, you must have valid health insurance (a medical travel insurance whose coverage amounts to not less than EUR 30,000, and covering all expenses that may arise in connection with the need to return for medical reasons, a medical emergency, urgent hospitalisation or death, or medical insurance within the meaning of Polish regulations on health care benefits financed out of public funds).
Here you can find information of the Minister of Foreign Affairs about the insurers and the insurances that they offer, which meet the necessary conditions.
Healthcare in Poland is available for students from EU/EEA countries, provided that they hold valid medical insurance in the national insurance system of their country. A valid passport, student identity card or doctoral student identity card and a valid European Health Insurance Card (Europejska Karta Ubezpieczenia Zdrowotnego) entitles its holder to medical care free of charge in Poland.
In accordance with the EU/Community rules on the coordination of social security systems based on the European Health Insurance Card (EHIC) anyone temporarily staying in another EU/EFTA state shall be entitled to all the health care benefits in kind, which:
- are medically necessary, taking into consideration the nature of these benefits and duration of the stay;
- were provided in order to avoid a situation, wherein the patient would be forced to go back to the territory of the State of affiliation to seek the required treatment.
The EHIC and an identity document have to be produced at the health care facility for verification purposes – directly to the physician or a hospital administration staff member.
Providing the physician with the card identification number alone is not sufficient. A physician has to see the card personally, verify whether the data it contains are compliant with the template specified under the EU rules.
It is necessary to remember that under the rules on the coordination of social security systems, the EHIC only entitles its holder to use the medical care delivered by service providers/physicians who operate within the public health system of the country of stay.
Students from non-EU/EEA countries can purchase their own international medical insurance prior to their arrival in Poland. Health insurance taken out with private insures is provided under terms and conditions specified in an appropriate agreement. Before you decide to take out such an insurance, find out more about the scope of medical services guaranteed under an agreement with a private insurer!
Otherwise they are required to sign a voluntary health insurance agreement with the National Health Fund (Narodowy Fundusz Zdrowia – NFZ) and pay their own insurance fees, which amount to about EUR 15 a month (PLN 55,80). Under this insurance scheme, students are entitled to free medical care.
NFZ insurance entitles you to free-of-charge health care provided by clinics/hospitals/doctors who have a contract with the Polish National Health Fund (NFZ). The facilities of these health care providers are marked with the NFZ logo.
To this end, students have to go to their local Voivodship branch of NFZ to submit the “Application for taking out voluntary health insurance” [Wniosek o objęcie dobrowolnym ubezpieczeniem zdrowotnym].
In order for a student to be covered under a voluntary health insurance with NFZ, they have to go to their local Voivodship branch of NFZ with the following documents:
- a copy of passport, visa, in the case of visa-free travel regime – a confirmation of the last arrival in the territory of the Republic of Poland;
- confirmation of a registered place of residence within the Republic of Poland;
- current certificate from the University to confirm the status of a student (to be obtained at the Dean’s Office).
The student has to take these documents to NFZ, in order to submit an application and conclude an agreement for voluntary health insurance.
The insurance coverage begins on the day specified in the agreements (not earlier than the date of submitting the application for voluntary health care insurance with NFZ).
The student is required to pay the contribution by the 15th day of the following month (e.g. the contribution for October is paid by November 15).
Additional information may be obtained at NFZ.
Also, all foreign students have the option of purchasing additional accident insurance (ask about the details at the Student Services).