Health insurance

Students from EU/EFTA countries should obtain the European Health Insurance Card (EHIC) in their home countries, before departing for Poland. The EHIC entitles you to free-of-charge health care provided by clinics/hospitals/doctors who have a contract with the Polish National Health Fund (NFZ). The facilities of these health care providers are marked with the NFZ logo:

You will have to present the card (it is advisable to also have a copy) and student ID together with an identity document directly to the health care provider.

Please check the NFZ website for more information.

Without the EHIC and an ID, you will be obliged to cover the costs of treatment by yourself; the same applies to services provided by health care units which do not have contracts with the NFZ.

Apart from the public medical care system, there is also a well-developed private sector (health care providers who do not have a contract with NFZ). The costs of medical care may be reimbursed if you have purchased a private health insurance policy in your country before departure - then, you do not have to limit your options to the NFZ clinics/doctors.

If you do not have national health insurance in your home country (you cannot obtain the European Health Insurance Card), you can:

1) Purchase health and accident insurance in your home country

Make sure the insurance period covers the whole period of studies (some insurance companies limit the number of days you can spend abroad to e. g. 90 days per year). You must present your insurance policy when using health services.

Depending on the terms and conditions of your insurance, you can receive health care free of charge, or you will be charged, and you will have to get reimbursement of the costs from your insurance company.

If you do not have an insurance policy, you will be required to cover the health care costs by yourself.

2) Join the Polish National Health Fund (NFZ)

The cost will be about PLN 50 per month. When using health services, you will have to present your NFZ contract and the monthly premium payment receipt.

If you want to join the NFZ, you should sign a contract at the Silesian NFZ office (ul. Kossutha 13, 40-844 Katowice). Bring the following documents:

  • document confirming that you are a student of the University of Economics in Katowice
  • student ID
  • passport or national ID
  • confirmation of address issued by the Dormitory or, if you rent private accommodation - document issued by the City Hall (ul. Młyńska 4, Social Affairs Department)
  • Polish personal ID number (PESEL) if your stay exceeds 3 months (issued by the Social Affairs Department at the City Hall)

For more information contact NFZ (Tel.: +48 32 735 1834)

You have two options:

  1. Purchase health and accident insurance in your home country
    Make sure the insurance period covers the whole period of studies (some insurance companies limit the number of days you can spend abroad to e. g. 90 days per year). You must present your insurance policy when using health services.
    Depending on the terms and conditions of your insurance, you can receive health care free of charge, or you will be charged, and you will have to get reimbursement of the costs from your insurance company.
    If you do not have an insurance policy, you will be required to cover the health care costs by yourself.

  2. Join the Polish National Health Fund (NFZ)
    The cost will be about PLN 50 per month. When using health services, you will have to present your NFZ contract and the monthly premium payment receipt.

    If you want to join the NFZ, you should sign a contract at the Silesian NFZ office (ul. Kossutha 13, 40-844 Katowice). Bring the following documents:
  • document confirming that you are a student of the University of Economics in Katowice
  • student ID
  • passport or national ID
  • confirmation of address issued by the Dormitory or, if you rent private accommodation - document issued by the City Hall (ul. Młyńska 4, Social Affairs Department)
  • Polish personal ID number (PESEL) if your stay exceeds 3 months (issued by the Social Affairs Department at the City Hall)

For more information contact NFZ (Tel.: +48 32 790 09 03 for people calling from abroad and from mobil phones).

NFZ insurance entitles you to free-of-charge health care provided by clinics/hospitals/doctors who have a contract with the Polish National Health Fund (NFZ). The facilities of these health care providers are marked with the NFZ logo.

If you are not a citizen of an EU/EFTA country and have:

  • a consul's decision in recognition of your Polish origin* (according to the Repatriation Act of 9 November 2000), or
  • a valid Polish Charter (Karta Polaka),

you may have the health insurance cost covered by the university. You should:

1. Sign a contract at the Silesian NFZ office (ul. Kossutha 13, 40-844 Katowice). The following are required:

  • document confirming that you are a student of the University of Economics in Katowice
  • student ID
  • passport or national ID
  • confirmation of address issued by the Dormitory or, if you rent private accommodation - document issued by the City Hall (ul. Młyńska 4, Social Affairs Department)
  • Polish personal ID number (PESEL) if your stay exceeds 3 months (issued by the Social Affairs Department at the City Hall)

(For more information contact NFZ, Tel.: +48 32 735 1834)

2. Within 3 days, bring your signed contract to Room 262 in building N.

You will be entitled to free-of-charge health care provided by clinics/hospitals/doctors who have a contract with the Polish National Health Fund (NFZ). The facilities of these health care providers are marked with the NFZ logo:


*A person's Polish origin is recognized if he/she declares Polish nationality and fulfils all of the following conditions:

  • at least one of the parents or one of the grandparents or two of the great-grandparents were of Polish nationality
  • the person can prove a strong attachment to the Polish culture, especially by cultivating the Polish language, Polish tradition and customs.

A person's Polish descent can also be recognized if the person declares Polish nationality, demonstrates an attachment to the Polish culture, and had the Polish citizenship in the past, or at least one of his/her parents or grandparents or two of the great-grandparents had the Polish citizenship.

The decision in recognition of Polish origin is issued by the consul.